The mortgage loan best for your situation depends on a variety of factors,
including the type (fixed- versus adjustable-rate), interest rate and term.
With many options available, we can help you find a mortgage that meets your
needs. Call a Loan Officer today at 800-992-0278.
A standard ratio used by lenders limits the mortgage payment alone to 28
percent of the borrower's gross income and the mortgage payment combined with
all other debts to 36 percent of the gross income.
Refinancing can provide a number of benefits: a lower interest rate, shorter or
longer repayment period, different loan type (from an adjustable- to a
fixed-rate mortgage or vice versa) or cash out. To determine if refinancing is
a reasonable option for you, call us today at 800-992-0278.
Interest on a mortgage loan is often tax-deductible. Consult your tax advisor
for specific details.