With so many different types of mortgages, how do I know which one is right for
me?
What is the standard debt-to-income ratio limit for mortgages?
What are the benefits of mortgage refinancing?
Is interest on my mortgage tax-deductible?
We specialize in mortgages that fit your lifestyle
FREE consultation and pre-approval letters
100% financing available for the purchase of your home 2
Mortgages available in all 50 states
No application fees
No point options available
Multiple rate and term options available
Plus, many closings occur within 30 days
Count on Union Federal's experience to find a mortgage
that's right for you. We'll help
you choose a loan that fits your lifestyle,
whether you want to purchase a new home
or refinance the mortgage on your current home.
The mortgage loan best for your situation depends on a variety of factors,
including the type (fixed- versus adjustable-rate), interest rate and term.
With many options available, we can help you find a mortgage that meets your
needs. Call a Loan Officer today at 800-992-0278.
A standard ratio used by lenders limits the mortgage payment alone to 28
percent of the borrower's gross income and the mortgage payment combined with
all other debts to 36 percent of the gross income.
Refinancing can provide a number of benefits: a lower interest rate, shorter or
longer repayment period, different loan type (from an adjustable- to a
fixed-rate mortgage or vice versa) or cash out. To determine if refinancing is
a reasonable option for you, call us today at 800-992-0278.
Interest on a mortgage loan is often tax-deductible. Consult your tax advisor
for specific details.