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Mortgage Loans


Discuss your loan with a home mortgage specialist from M-F, 9 am-5 pm Eastern Time. Or email your name, phone number and the best time to call to mortgage@unionfsb.com.1
Count on our experience to find a mortgage that is right for you.

Make yourself at home with Union Federal's portfolio of mortgage loans. Whether you want to buy a new home or refinance your current one, we can offer you many options. To determine how much you can comfortably borrow, use our Mortgage Monthly Payment Calculator.

Now offering rates
as low as & APR
Free consultation
Multiple rate and term options available.
Low down payments for those who qualify
Many closings occur within 30 days
FHA loan
For owner occupied 1-4 family homes in RI, MA, NH, ME, VT, CT, NY or NJ
Easier qualification than conventional loans
‘No point’ options available
Flexible down payment options—as low as 3.5% down
Rate lock option available
Mortgage Monthly Payment Calculator

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Common Questions
With so many different types of mortgages, how do I know which one is right for me?


What is the standard debt-to-income ratio limit for mortgages?


What are the benefits of mortgage refinancing?


Is interest on my mortgage tax-deductible?
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close window The mortgage loan best for your situation depends on a variety of factors, including the type (fixed- versus adjustable-rate), interest rate and term. With many options available, we can help you find a mortgage that meets your needs. Call a Loan Officer today at 800-992-0278.
close window A standard ratio used by lenders limits the mortgage payment alone to 28 percent of the borrower's gross income and the mortgage payment combined with all other debts to 36 percent of the gross income.
close window Refinancing can provide a number of benefits: a lower interest rate, shorter or longer repayment period, different loan type (from an adjustable- to a fixed-rate mortgage or vice versa) or cash out. To determine if refinancing is a reasonable option for you, call us today at 800-992-0278.
close window Interest on a mortgage loan is often tax-deductible. Consult your tax advisor for specific details.
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